Descriptor decoded

What is the CHOICE HOTELS* PRIVILEGE charge?

Verified charge
08/01 CHOICE HOTELS* PRIVILEGE $103.00

The short answer

A charge for CHOICE HOTELS* PRIVILEGE represents a purchase of Choice Privileges reward points processed by Points.com on behalf of Choice Hotels International, Inc.

Reviewed high confidence 2 verified sources How we verify

Why it shows up like this

A charge listed as CHOICE HOTELS* PRIVILEGE on your bank or credit card statement indicates a transaction tied to Choice Hotels International, Inc. This charge represents a Choice Privileges Reward Points Purchase rather than a direct booking at a hotel. Choice Hotels partners with Points.com (Points International Ltd) as the official third-party merchant of record to process and fulfill online loyalty point transactions.

Cardholders encounter this charge when buying rewards points to top off an account balance for an upcoming free hotel night. Points purchases commonly cost between $20.00 and several hundred dollars, such as a $103.00 transaction for a block of points during promotional bonus discount events. The charge can also appear if a family member or travel partner used your card on choicehotels.com to purchase points needed to complete an award stay reservation.

Check your Choice Privileges loyalty account by logging in at choicehotels.com and reviewing your points activity ledger. Points.com also sends a separate email receipt showing the transaction reference number and member account details. Under program terms, points purchases are final and non-refundable once credited to an account. If you never authorized this order, call Choice Privileges member services at 1-888-770-6800 and contact your bank to report the unauthorized card charge.

Common reasons for this charge

  • You purchased Choice Privileges points online to reach the required balance for a reward night booking.
  • You bought points during a Choice Privileges bonus point promotion (e.g., 40% bonus).
  • A travel companion bought points using your saved card details.

How to locate the invoice and cancel

  1. Log in to ChoiceHotels.com Go to choicehotels.com and check your Choice Privileges account activity.
  2. Review Points.com email invoice Inspect your email confirmation for the electronic receipt issued by Points.com.
  3. Contact Choice Privileges Support Call Choice Privileges customer service at 1-888-770-6800 for assistance.

Frequently Asked Questions

Can I return purchased Choice Privileges points?

Points purchases are final, non-refundable, and cannot be exchanged for cash under program terms.

How quickly do purchased Choice Privileges points post?

Points are typically credited immediately to your account balance, though processing may take up to 24 hours.

Dispute Rights & Fraud Prevention

If you do not recognize a charge for CHOICE HOTELS* PRIVILEGE, check with family members or colleagues first. Household members who share travel planning often purchase points without mentioning the transaction immediately. Confirm whether anyone recently booked a stay at a Choice Hotels brand like Comfort Inn or Quality Inn.

If you confirm that the purchase was unauthorized, take action quickly. Contact Choice Privileges customer care at 1-888-770-6800 to lock your loyalty profile and flag the fraudulent point transfer. Then call your credit card issuer to report the charge under the Fair Credit Billing Act, which gives you 60 days from the statement date to dispute unauthorized billing.

How do I report unauthorized Choice Privileges transactions?

Contact Choice Privileges Member Services at 1-888-770-6800 to secure your account.

What consumer rights apply to unauthorized charges?

The Fair Credit Billing Act protects cardholders against unauthorized transactions when reported in a timely manner.

Part of a family

CHOICE HOTELS* PRIVILEGE is one of the Chase statement codes lines — see the whole family decoded.

Independent reference — not affiliated with Choice Hotels International, Inc.. Billing names and policies change; verify with the merchant or your bank before acting.

Verified sources

Every claim on this page is checked against official sources — open them to confirm before you call your bank.

Reviewed Aug 15, 2026 · high · About UnknownCharges