What is the CLOVER* POS NETWORK charge?

Why it shows up like this

CLOVER* POS NETWORK on your statement is a payment processed through the Clover point-of-sale platform, operated by Fiserv, Inc. / Clover Network, LLC. Clover is one of the most widely used POS systems in the United States, deployed at hundreds of thousands of independent restaurants, coffee shops, salons, retailers, and service businesses. When you tap or swipe your card at a Clover terminal, the charge typically appears on your bank statement as CLOVER* POS NETWORK or CLV* followed by a store name, because the merchant's registered DBA is transmitted through Clover's payment network.

The Clover Point-of-Sale Hardware & Payment Gateway handles both consumer transactions and merchant software subscriptions. If you are a business owner or IT manager, a monthly amount around $14.95 to $84.95 could represent a Clover register software plan or an App Market add-on charged directly to your card. Consumer purchases appear as one-time charges reflecting the total you paid at the register, including any digital tip you selected on the touchscreen. Aliases you might see include CLV* [STORE NAME], CLOVER.COM* APP, or CLOVER 888-263-8638.

The quickest way to identify the underlying merchant is to visit clover.com/tx/search and enter your card's last four digits, the transaction date, and the charge amount. Clover's receipt lookup tool will show you the exact store name, address, and itemized purchase. If you recognize the business, no further action is needed. If you do not, contact Clover support at 1-888-263-8638 or reach out to your card issuer to dispute the charge within 60 days of the statement date.

Common reasons for this charge

• An in-person card purchase at a local small business, coffee shop, or boutique using a Clover Flex, Mini, or Station register.
• A monthly Clover App Market software add-on or register plan fee billed to a merchant.
• An online order placed through a local business's Clover online ordering page.

How to locate the invoice and cancel

1. Look Up Digital Receipt Go to clover.com/tx/search or check your email/SMS for an instant Clover digital receipt.
2. Identify the Merchant Review the receipt to view the physical store address, itemized goods, and contact phone number.
3. Contact Business for Refunds Reach out to the store directly for returns or adjustments.

Frequently Asked Questions

Dispute Rights & Fraud Prevention

If you did not make a purchase at a Clover merchant, look up the digital receipt at clover.com/tx/search before filing a dispute. The receipt will name the actual merchant, which helps you determine whether a family member made the purchase or whether your card was used fraudulently.

Dispute unauthorized transactions under the Fair Credit Billing Act within 60 days of the statement date. Contact your card issuer directly to freeze your card and initiate a chargeback if the transaction cannot be matched to any known purchase.

Verified sources

Every claim on this page is checked against official sources — open them to confirm before you call your bank.

• Clover Terms of Service & Merchant Agreement https://www.clover.com
• CFPB: Payment Processor Disclosures https://www.consumerfinance.gov