The short answer
FLEXSHOPPER LLC is an automated weekly or bi-weekly lease-to-own payment for electronics, brand-name furniture, appliances, or mobile phones leased through the FlexShopper online marketplace.
Inside FlexShopper's lease model
FlexShopper, LLC is an online lease-to-own marketplace that enables consumers to acquire brand-name products (such as Apple MacBooks, Samsung TVs, PlayStation consoles, and living room sectionals) through flexible payment plans. Statement debits appear as FLEXSHOPPER LLC, FLEXSHOPPER LEASING, or FLEXSHOPPER.COM.
FlexShopper structures contracts around weekly payment schedules debited directly from your linked checking account or debit card every Friday. Each weekly debit includes a portion of the merchandise lease cost plus state lease taxes and administrative processing fees.
Under the 90-Day Same-as-Cash Early Purchase Option, shoppers can purchase the item within 90 days by paying the original retail cash price plus an early acquisition fee. If payments continue over the full 52-week (12-month) standard lease agreement, the cumulative cost of the lease generally amounts to more than double the retail cash price.
Why the line item appears
- A recurring weekly lease-to-own payment debited every Friday morning.
- An initial order payment collected upon shipment confirmation.
- A standard 52-week lease charge continuing because the 90-day early buyout deadline lapsed.
- A late fee of up to $5 assessed following a declined automated payment attempt.
Managing your FlexShopper account
- Log in to your account at flexshopper.com Navigate to My Account > Payment History to view your current lease agreement, total weeks paid, and 90-day buyout calculation.
- Pay off the early purchase balance Select Early Purchase Option inside your dashboard or call customer care to execute early payoff before full 52-week terms apply.
- Arrange product surrender if you wish to stop payments Contact FlexShopper support at 1-855-353-9289 to return the leased merchandise in good working order and terminate future weekly debits.
Frequently asked questions
Why does FlexShopper debit my account every single week?
FlexShopper defaults to weekly Friday payment schedules to match weekly and bi-weekly payroll deposit cadences for lease-to-own customers.
Can I return items to FlexShopper and stop paying?
Yes. Lease agreements allow you to surrender the merchandise back to FlexShopper at any point without penalty, terminating all future weekly payment obligations.
Independent reference — not affiliated with FlexShopper, LLC. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- FlexShopper - Lease Agreement Terms and 90-Day Early Buyout https://www.flexshopper.com/legal/terms-and-conditions
- SEC - FlexShopper Inc Form 10-K Annual Filing https://www.sec.gov/edgar/browse/?CIK=0001397047
Reviewed Sep 26, 2026 · high · About UnknownCharges