The short answer
This is a standard grocery charge from Food Lion, typically appearing when you make an in-store or online purchase for groceries.
Why is Food Lion on my statement?
An entry displayed as FOOD LION #77 on your bank account or credit card statement indicates an in-store or digital grocery transaction with Food Lion, an established supermarket chain operating across the Mid-Atlantic and Southeastern United States. Owned by Ahold Delhaize, Food Lion operates hundreds of regional supermarkets offering fresh produce and household goods. Similar to charges from regional grocers like HEB Grocery Store or Albertsons, checkout transactions typically show the brand name alongside the specific retail store number.
This line item appears after an in-person shopping visit, a pharmacy prescription payment, or an order placed through the Food Lion mobile app for curbside pickup. Online grocery orders often place a temporary authorization hold on your payment card to account for variable-weight items, with the final total settling after packing. Fuel purchases made at branded gas pumps can also initiate a temporary pump hold before posting the exact dollar amount.
To confirm the charge, compare your paper receipts or digital order history in the Food Lion app against the posted dollar amount on your statement. If the total does not align with your purchases, visit the customer service desk at that specific store location or call Food Lion customer support with your receipt details. If neither you nor an authorized card user shopped at Food Lion, notify your card issuer immediately to report potential card skimming.
What to do if you don't recognize it
If you see a Food Lion charge but haven't shopped there, it could be a sign of a compromised card or an authorized user making a purchase.
Review your recent receipts or ask family members. If you still cannot identify it, contact your card issuer immediately to report potential fraud.
Can I dispute a Food Lion grocery charge?
Yes, if you believe the charge from Food Lion is fraudulent or unauthorized, you can initiate a dispute directly with your credit card issuer. Make sure to first check with any joint account holders who might have made the purchase.
Does Food Lion charge a holding fee?
In most cases, Food Lion does not charge a holding fee for regular in-store purchases. However, online grocery orders or pickup services may place a temporary authorization hold that drops off once the final total is calculated and settled.
Independent reference — not affiliated with Food Lion. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- Food Lion Official Site https://foodlion.com
- Consumer Financial Protection Bureau (CFPB) https://www.consumerfinance.gov
Reviewed Aug 31, 2026 · high · About UnknownCharges