The short answer
This is a standard grocery charge from H-E-B, typically appearing when you make an in-store or online purchase for groceries.
Why is H-E-B on my statement?
A charge appearing on your statement as HEB GROCERY #22 represents a direct retail purchase made at an H-E-B supermarket or through their digital curbside pickup and delivery platform. H-E-B operates numerous grocery and pharmacy stores across Texas, processing debit and credit card transactions for food, household goods, and pharmacy prescriptions.
When this transaction surfaces on your bank account or credit card statement, it typically stems from a recent shopping trip you or an authorized household member completed at a physical store location or online portal. Temporary authorization holds may also occur when placing curbside pickup orders before the final weight and substituted item pricing are calculated and settled.
To verify this charge, check your paper receipt or digital order confirmation email from H-E-B. If you cannot match the transaction to a recent grocery run, confirm with joint cardholders before contacting your bank issuer to report potential unauthorized card usage or initiate a formal billing dispute. Keeping close track of your monthly statements ensures complete financial security and prevents unexpected surprises from recurring charges.
What to do if you don't recognize it
If you see a H-E-B charge but haven't shopped there, it could be a sign of a compromised card or an authorized user making a purchase.
Review your recent receipts or ask family members. If you still cannot identify it, contact your card issuer immediately to report potential fraud.
Can I dispute a H-E-B grocery charge?
Yes, if you believe the charge from H-E-B is fraudulent or unauthorized, you can initiate a dispute directly with your credit card issuer. Make sure to first check with any joint account holders who might have made the purchase.
Does H-E-B charge a holding fee?
In most cases, H-E-B does not charge a holding fee for regular in-store purchases. However, online grocery orders or pickup services may place a temporary authorization hold that drops off once the final total is calculated and settled.
Independent reference — not affiliated with H-E-B. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- H-E-B Official Site https://heb.com
- Consumer Financial Protection Bureau (CFPB) https://www.consumerfinance.gov
Reviewed Aug 31, 2026 · high · About UnknownCharges