The short answer
A charge from KIKOFF* CREDIT PLAN represents a monthly credit account payment or premium credit monitoring subscription from Kikoff Inc.
Why it shows up like this
Seeing KIKOFF* CREDIT PLAN on your credit card or bank statement indicates a financial subscription charge from Kikoff Inc. for credit-building services. Consumers use this fintech platform to establish revolving credit lines, report positive payment history to major credit bureaus, and monitor their credit scores over time.
This charge typically appears on your statement as a recurring monthly subscription fee or payment installment toward a credit builder account. Users enroll in these plans to improve their credit utilization ratios and establish a positive credit track record without incurring high interest rates or burdensome credit check hurdles.
To review your active credit line status and payment history, log into your account through the Kikoff mobile application or website. If you want to close your account and stop future monthly billing cycles, navigate to your plan settings or contact customer support directly to submit a formal cancellation request. Review your bank statements regularly to catch unauthorized transactions early and protect your financial accounts from fraudulent activity. Keeping close track of your monthly statements ensures complete financial security and prevents unexpected surprises from recurring charges.
Common reasons for this charge
Review further details and instructions for managing or resolving charges related to Kikoff Inc..
Verify all account settings and billing statements promptly to prevent unexpected renewals.
- A monthly $5 payment toward a Kikoff Credit Account line to build credit history.
- A premium Kikoff Credit+ subscription with rent reporting and score insights.
- An automated monthly autopay deduction on a linked debit card.
How to locate the invoice and cancel
Review further details and instructions for managing or resolving charges related to Kikoff Inc..
Verify all account settings and billing statements promptly to prevent unexpected renewals.
- Log in to Kikoff Open the Kikoff app or sign in at kikoff.com.
- Open Account Settings review to Settings > Manage Plan.
- Close Account Select Close Account or contact support at support@kikoff.com.
Frequently Asked Questions
Review further details and instructions for managing or resolving charges related to Kikoff Inc..
Verify all account settings and billing statements promptly to prevent unexpected renewals.
Does canceling Kikoff impact my credit score?
Closing your Kikoff credit line will report the account as closed in good standing, but reducing your total available credit lines may lower your overall score.
Are Kikoff monthly fees refundable?
Monthly plan charges already reported to bureaus are non-refundable once billed.
Dispute Rights & Fraud Prevention
If you did not open a Kikoff credit account, submit a fraud inquiry to Kikoff and your card issuer.
Dispute unauthorized credit card charges under the Fair Credit Billing Act within 60 days of the charge date.
How do I report an unrecognized Kikoff charge?
Contact your bank or card issuer to dispute the unauthorized charge and email support@kikoff.com.
Card issuers must complete their formal dispute investigation within two billing cycles (60-90 days).
Independent reference — not affiliated with Kikoff Inc.. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- Kikoff Terms of Service https://kikoff.com
- CFPB: Consumer Resources on Building Credit https://www.consumerfinance.gov
Reviewed Aug 15, 2026 · high · About UnknownCharges