The short answer
This is a standard grocery charge from Kroger, typically appearing when you make an in-store or online purchase for groceries.
Why is Kroger on my statement?
A charge appearing as KROGER STORE #01 on your bank statement represents a retail grocery purchase made at one of the supermarkets operated by The Kroger Co. This descriptor covers everyday in-store shopping trips for groceries, household goods, pharmacy prescriptions, and fuel purchases at affiliated fueling stations.
These charges appear on your statement immediately following a completed checkout transaction at a physical register or through online grocery pickup services. If you recently visited a Kroger store or ordered curbside delivery, this billing entry corresponds directly to your final purchase total.
Verify the charge by locating your paper receipt or checking your digital purchase history in the official Kroger mobile application. If you did not shop at Kroger, check with joint account holders who might have used your card. If the transaction remains entirely unrecognized, contact your card issuer immediately to report potential card compromise and request a replacement card through customer support. Keeping close track of your monthly statements ensures complete financial security and prevents unexpected surprises from recurring charges.
What to do if you don't recognize it
If you see a Kroger charge but haven't shopped there, it could be a sign of a compromised card or an authorized user making a purchase.
Review your recent receipts or ask family members. If you still cannot identify it, contact your card issuer immediately to report potential fraud.
Can I dispute a Kroger grocery charge?
Yes, if you believe the charge from Kroger is fraudulent or unauthorized, you can initiate a dispute directly with your credit card issuer. Make sure to first check with any joint account holders who might have made the purchase.
Does Kroger charge a holding fee?
In most cases, Kroger does not charge a holding fee for regular in-store purchases. However, online grocery orders or pickup services may place a temporary authorization hold that drops off once the final total is calculated and settled.
Independent reference — not affiliated with Kroger. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- Kroger Official Site https://kroger.com
- Consumer Financial Protection Bureau (CFPB) https://www.consumerfinance.gov
Reviewed Aug 31, 2026 · high · About UnknownCharges