The short answer
This is a recurring charge for a Lemonade pet insurance policy. It covers medical expenses for cats and dogs based on the specific plan you selected during enrollment.
Understanding the Lemonade Pet charge
When you notice a billing entry labeled as LEMONADE*PET INSURAN on your credit card or bank account statement, it represents a recurring insurance premium payment made to Lemonade Insurance Company for pet health coverage. This digital insurance provider covers veterinary expenses, emergency care, and optional wellness add-ons for dogs and cats.
This charge typically appears on financial statements on a monthly basis because you enrolled your pet in an active health coverage plan. Premiums are calculated according to your pet's age, breed, chosen deductible limits, and veterinary cost trends in your geographic location, automatically billing the payment card you registered during onboarding.
To verify or manage this policy, open the Lemonade mobile app or visit their online portal to review active coverage terms and billing schedules. You can cancel your pet insurance policy instantly through the app if you no longer require coverage. Contact your bank immediately if you suspect unauthorized card charges. Keeping close track of your monthly statements ensures complete financial security and prevents unexpected surprises from recurring charges.
- Review Policy Documents Open the Lemonade app to view your current active policies and billing amounts.
Why did my Lemonade pet premium increase?
Pet insurance premiums typically increase as your pet ages or if veterinary care costs in your area rise. Lemonade adjusts these rates annually upon policy renewal.
Are preventative care costs included in this charge?
Only if you specifically added the preventative care package during signup. Otherwise, the base premium only covers unexpected accidents and illnesses.
Canceling your Lemonade pet coverage
Terminating a Lemonade pet policy is entirely digital and can be completed through their mobile app. The company designed their interface to process cancellations instantly without requiring a phone call to a retention agent.
Once you confirm the cancellation in the app, coverage stops based on the effective date you select. The company handles any applicable prorated refunds automatically to your payment method on file.
- Open the Lemonade App review to the specific pet policy you wish to cancel.
- Select Cancellation Scroll to the bottom of the policy screen and tap the cancel option, then follow the prompts.
Will Lemonade refund me if I cancel early?
Yes, Lemonade typically issues a prorated refund for the unused portion of your premium if you cancel before the end of the billing cycle.
How long does a Lemonade refund take?
Refunds processed through the app usually return to your original payment method within five to ten business days.
Independent reference — not affiliated with Lemonade. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- Lemonade Pet Insurance https://www.lemonade.com
- CFPB Cardholder Dispute & Billing Rights Guide https://www.consumerfinance.gov/ask-cfpb/how-do-i-dispute-a-charge-on-my-credit-card-en-1965/
Reviewed Aug 31, 2026 · high · About UnknownCharges