The short answer
A transaction for RAMP* EXPENSE CARD represents an auto-reimbursement, card statement repayment auto-debit, or Ramp Plus subscription fee from Ramp Business Corporation.
Why it shows up like this
Seeing the entry RAMP* EXPENSE CARD on your bank or credit card statement indicates an automated business account debit or subscription settlement from Ramp Business Corporation. Ramp provides corporate Visa charge cards, automated expense management software, and accounts payable solutions to growing companies, startups, and enterprise organizations.
This billing occurs because corporate card balances are settled automatically on a daily, semi-monthly, or monthly cycle via electronic ACH debits from your linked business checking account. Alternatively, the charge may reflect monthly software seat licensing fees for Ramp Plus enterprise features or employee expense reimbursements processed through the platform dashboard.
To verify this transaction, log into your company dashboard on the Ramp platform and inspect your statement history to download itemized receipts for all employee card purchases. If you suspect an accounting error or unauthorized debit, contact company administrators, reach out to Ramp support immediately, and notify your corporate bank's treasury department. Keeping close track of your monthly statements ensures complete financial security and prevents unexpected surprises from recurring charges.
Common reasons for this charge
Review these frequent billing scenarios to understand why a corporate card settlement or SaaS fee was debited.
- An automatic monthly or daily statement balance auto-debit from your linked business checking account to pay your Ramp corporate card.
- A Ramp Plus premium software subscription fee for global entities and advanced procurement.
- An out-of-pocket employee expense reimbursement transfer.
How to locate the invoice and cancel
Follow these instructions to access your itemized statements, review employee spending, and manage company card settings.
- Sign in to Ramp Go to app.ramp.com and log in to your company dashboard.
- Review Activity review to Activity > Statements to download full itemized receipts of all employee charges settled in this payment.
- Manage Cards & Users Lock cards or adjust spend limits in Company Settings.
Frequently Asked Questions
Find answers to common questions regarding corporate card settlement cycles, banking partnerships, and transaction reviews.
Is Ramp a credit card or debit card?
Ramp is a corporate charge card issued by Celtic Bank. Balances are paid in full on a daily, semi-monthly, or monthly cycle via automatic ACH debit.
How do I see what purchases were included in the Ramp debit?
Log in to app.ramp.com and view the matching statement date under Activity > Statements.
Dispute Rights & Fraud Prevention
If your business checking account was debited by Ramp without authorization, report the transaction to your bank immediately.
Commercial electronic debits are subject to NACHA rules and banking guidelines within 60 days of the statement date.
How do I report unauthorized Ramp transactions?
Contact Ramp support at support@ramp.com and notify your business bank's treasury department.
How long does a commercial ACH dispute investigation take?
Banks generally review unauthorized ACH return requests within 10 to 45 business days.
Independent reference — not affiliated with Ramp Business Corporation / Celtic Bank. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- Ramp Platform Terms of Service https://ramp.com
- CFPB: Commercial Card & Electronic Transfers Guidance https://www.consumerfinance.gov
Reviewed Aug 15, 2026 · high · About UnknownCharges