Descriptor decoded

What is the VZWRLSS*IVR charge?

VERIFIED BANK CHARGE
Sep 02 VZWRLSS*IVR $115.42

The short answer

VZWRLSS*IVR is a legitimate charge from Verizon Wireless indicating a payment made via their Interactive Voice Response (IVR) phone system. This occurs when you call Verizon's automated phone menu and use your phone keypad to submit a credit or debit card payment.

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What does the VZWRLSS*IVR charge mean?

A billing descriptor reading VZWRLSS*IVR represents a payment made to Verizon Wireless provided by Verizon Communications Inc. via their automated phone system. IVR stands for Interactive Voice Response, capturing payments made through automated telephone menus.

This entry appears when a cardholder calls the customer payment hotline and enters credit or debit details using their phone keypad. It is a one-time transaction used to settle monthly bills or past-due balances over the phone securely.

Review your phone call logs and online billing statements to verify the payment date and amount. If you did not make a phone payment and suspect misuse, contact customer support or your bank to investigate the transaction. Reviewing your financial statements regularly protects you against unauthorized transactions and ensures complete account transparency across all connected banking services. Reviewing your financial statements regularly protects you against unauthorized transactions and ensures complete account transparency across all connected banking services. Reviewing your financial statements regularly protects you against unauthorized transactions and ensures complete account transparency across all connected banking services. Reviewing your financial statements regularly protects you against unauthorized transactions and ensures complete account transparency across all connected banking services.

  • A one-time cell phone bill payment made over the phone via automated prompts.
  • Paying off a past-due balance by calling Verizon collections or support.
  • A family member on your shared plan paid their portion of the bill over the phone using your card.

How to handle an unexpected IVR charge

Because this payment method requires physically calling in and typing card details, an unexpected IVR charge is relatively rare unless someone else authorized on your card made a payment. If you primarily pay online or use Auto Pay, an IVR charge might warrant a closer look.

  1. Check your call history Look at the call logs on your phone to see if you dialed Verizon customer support or their automated payment line around the date of the charge.
  2. Compare with your bill Log into My Verizon and ensure the payment posted to your account. Match the exact dollar amount to confirm it was applied correctly.
  3. Report unauthorized use If you are absolutely certain you did not make a phone payment and the amount does not match your bill, contact Verizon immediately at 1-800-922-0204, followed by your bank.

Why did Verizon Communications Inc. charge my card or bank account?

Charges from Verizon Communications Inc. under statement descriptor "VZWRLSS*IVR" usually correspond to authorized direct purchases, digital orders, or recurring membership renewals.

How do I cancel future charges or dispute an error with Verizon Communications Inc.?

Log in to your Verizon Communications Inc. account portal at https://www.verizon.com to cancel your subscription or request an order adjustment.

Independent reference — not affiliated with Verizon Wireless. Billing names and policies change; verify with the merchant or your bank before acting.

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Reviewed Aug 31, 2026 · high · About UnknownCharges