The short answer
This is a standard grocery charge from Whole Foods Market, typically appearing when you make an in-store or online purchase for groceries.
Why is Whole Foods Market on my statement?
When you notice a WHOLEFDS MKT #89 descriptor on your bank or credit card statement, it signifies a retail grocery purchase processed by Whole Foods Market. This transaction corresponds to Whole Foods Market, covering in-store purchases or online delivery orders of organic groceries, fresh produce, specialty foods, baked goods, and natural household products from specific store locations.
Banks and payment networks frequently abbreviate merchant names and append store identification numbers to fit transaction character limits on monthly bank statements. Customers often see these formatted descriptors after shopping at physical retail supermarkets or ordering groceries online through integrated delivery platforms.
To confirm the validity of the purchase, compare the transaction date and charged amount against your physical store receipt or digital delivery order history. If you do not recognize the store number and never authorized the purchase, contact your financial institution immediately to report potential card fraud and request assistance.
Monitoring grocery expenses helps households track weekly food budgets effectively and prevents overlooked billing discrepancies.
What to do if you don't recognize it
Reviewing recent transaction logs or checking household purchase habits helps clarify unexpected supermarket charges quickly.
Can I dispute a Whole Foods Market grocery charge?
Yes, if you believe the charge from Whole Foods Market is fraudulent or unauthorized, you can initiate a dispute directly with your credit card issuer. Make sure to first check with any joint account holders who might have made the purchase.
Does Whole Foods Market charge a holding fee?
In most cases, Whole Foods Market does not charge a holding fee for regular in-store purchases. However, online grocery orders or pickup services may place a temporary authorization hold that drops off once the final total is calculated and settled.
Independent reference — not affiliated with Whole Foods Market. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- Whole Foods Market Official Site https://wholefoodsmarket.com
- Consumer Financial Protection Bureau (CFPB) https://www.consumerfinance.gov
Reviewed Aug 31, 2026 · high · About UnknownCharges