Descriptor decoded

IC* INSTACART

Usually legit
07/04 IC* INSTACART $87.13

The short answer

IC* INSTACART is a grocery delivery order. Totals routinely differ from checkout because of substitutions, weighted items, and post-delivery adjustments — plus Instacart+ renews as its own monthly charge.

Why it shows up like this

Instacart authorizes an estimate at checkout, then charges the real total after shopping — replacements, out-of-stocks, and per-pound items all move the number. A temporary authorization hold higher than the final total often shows alongside, which reads like a double charge.

Don’t recognize it? You might still

  • The final total differs from the checkout estimate by design.
  • A higher pending hold coexists with the final charge for a few days.
  • Instacart+ subscription renews monthly or annually.

What to do, in order

  1. Compare against the final receipt in-app The order's receipt shows every substitution and adjustment.
  2. Wait out duplicate-looking holds The authorization hold drops off within a few business days; only the final amount posts.
  3. Check Instacart+ membership Account settings show subscription status — trials convert here too.

Quick questions

Why are there two Instacart charges for one order?

One is the pre-shopping authorization hold, one the final total. The hold disappears on its own — if both post as final, contact Instacart support.

Independent reference — not affiliated with Maplebear Inc. (Instacart). Billing names and policies change; verify with the merchant or your bank before acting.

Reviewed Aug 3, 2026 · high · About ChargeDecoder