The full ledger

All 83 decoded charges

Every descriptor in the collection, by category. Can't find yours? Try the search — it matches partial names and cleans up pasted statement lines.

Payment processors & prefixes

SQ *, TST*, PADDLE.NET* — when a middleman bills on behalf of thousands of businesses, the prefix is the processor and the real seller hides after the asterisk.

Shopping & marketplaces

Marketplace charges rarely match the storefront you bought from. Amazon alone bills under half a dozen different names.

Software & online services

Subscriptions, auto-renewals, and app-store billing — the biggest source of "I forgot I signed up for that" charges.

Streaming & media

Monthly subscriptions that blend together on a statement. The amount is familiar, the name sometimes is not.

Bank codes & transfers

ACH descriptors, treasury deposits, and card-payment entries — the machine-readable names banks put on your statement.

Food & delivery

Delivery apps, meal kits, and restaurant processors — charges that show the platform, not the kitchen.

Transport & parking

Rideshares, parking apps, and gas-station services — charges tied to where you went, not what you bought.

Fitness & wellness

Gyms, apps, and wellness subscriptions with auto-renewing monthly fees that are easy to forget and hard to cancel.

Gaming

Console stores, in-game currency, and platform subscriptions — charges that show the platform, not the game.

Discreet billing

Companies that deliberately bill under neutral parent-company names. The charge is usually legitimate; the name is designed not to be recognized.