The short answer
A charge from NAV* BIZ CREDIT BOOST represents a monthly business credit monitoring, tradeline reporting, or loan matching subscription from Nav Technologies, Inc.
Why it shows up like this
A statement line reading NAV* BIZ CREDIT BOOST signifies a monthly business credit monitoring or tradeline reporting subscription fee charged by Nav Technologies, Inc.
Small business owners encounter this transaction when an ongoing monthly subscription renews to monitor commercial credit scores from Dun & Bradstreet, Experian, and Equifax, or to report payment history tradelines. Membership plans generally bill between forty and fifty dollars every month.
To modify your account plan or stop recurring monthly payments, log in to your dashboard at app.nav.com, go to your plan and billing settings, and select the option to downgrade to the free tier. If you do not recognize the charge or suspect unauthorized account activity, reach out to customer support or contact your bank immediately to protect your corporate accounts. Monitoring your commercial credit health consistently provides a solid foundation for future business financing opportunities. Monitoring your commercial credit health consistently provides a solid foundation for future business financing opportunities and vendor credit terms. Keeping close track of your monthly statements ensures complete financial security and prevents unexpected surprises from recurring charges.
Common reasons for this charge
Business owners tracking commercial credit growth often maintain active monthly monitoring subscriptions until their financing goals are reached.
- An ongoing monthly Nav Business Boost subscription renewed to report a positive monthly payment tradeline to major commercial bureaus.
- A business loan matching and multi-bureau commercial monitoring subscription.
- A personal and business credit score bundle renewal.
How to locate the invoice and cancel
Reviewing billing receipts in your account portal confirms when active subscriptions will renew.
- Sign in to Nav Go to app.nav.com and log in to your account.
- Open Account Settings Click on Settings > Plan & Billing.
- Downgrade to Free Click Change Plan and select Nav Free to stop future monthly recurring billing.
Frequently Asked Questions
Understanding how commercial credit reporting works helps businesses build strong financial profiles over time.
How does Nav Business Boost help build credit?
Nav reports your regular monthly $49.99 subscription payment as an active trade line to Dun & Bradstreet, Experian Commercial, and Equifax Commercial to help build your payment history.
Does canceling Nav remove the credit tradeline?
The tradeline will stop reporting new monthly on-time payments, but past historical positive payments remain on your commercial credit reports.
Dispute Rights & Fraud Prevention
If you did not subscribe to Nav, review your company cards for any additional unauthorized charges.
Dispute unauthorized transactions under the Fair Credit Billing Act within 60 days of the statement date.
How do I contact Nav customer support?
Email support@nav.com or submit a dispute to your credit card issuer.
What is the timeframe for card issuer dispute investigations?
Card issuers must conclude their billing inquiry within two billing cycles (up to 90 days).
Independent reference — not affiliated with Nav Technologies, Inc.. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- Nav Terms of Service https://www.nav.com
- CFPB: Understanding Business Credit vs. Personal Credit https://www.consumerfinance.gov
Reviewed Aug 15, 2026 · high · About UnknownCharges