The short answer
A charge from PAYJUNCTION* PAPERLESS represents a monthly cloud payment gateway fee ($10/mo), merchant processing statement fee, or medical/dental office copay from PayJunction Inc.
Why it shows up like this
A charge listed as PAYJUNCTION* PAPERLESS on your bank statement indicates a payment processed by PayJunction Inc., a cloud-based merchant processor specializing in paperless terminals and contactless digital checkout for medical, dental, and professional practices. When a business utilizes their gateway for patient billing or software maintenance, this exact descriptor appears on your statement.
You will typically see this charge if you paid a medical copay, veterinary bill, or professional service fee using a contactless reader, or if you are a business owner paying a monthly $10 gateway SaaS subscription. Because small offices often bill under generic merchant aggregators, people frequently mistake this entry for an unauthorized transaction when it actually corresponds to a recent healthcare visit or recurring equipment fee.
To verify or resolve this charge, check your recent medical or dental receipts to match the exact transaction date and amount. You can also visit the official PayJunction support portal or call their customer service line at 1-800-601-0230 to identify the specific merchant behind the billing. If you did not authorize the payment and suspect fraud, contact your card issuer immediately to file a formal billing dispute within sixty days.
Common reasons for this charge
Common causes include patient copays at medical offices, monthly merchant gateway fees, or ongoing treatment plans processed through digital terminals.
- A patient medical, dental, or veterinary clinic invoice or copay settled through PayJunction's paperless terminal.
- A monthly merchant account gateway access fee ($10/mo) billed to a clinic owner.
- An ongoing recurring patient treatment plan auto-debit.
How to locate the invoice and cancel
Locating your original paperwork or contacting the billing department directly helps clarify the exact nature of the charge.
- Review Medical/Dental Receipts Check recent healthcare, veterinary, or dental clinic visits to match charge dates and amounts.
- Look Up Merchant Visit payjunction.com/support to look up the business details associated with the transaction.
- Contact Clinic Directly Contact the medical or commercial office to request receipt copies or cancel recurring payment schedules.
Frequently Asked Questions
Why did a dental or doctor bill say PayJunction?
PayJunction specializes in HIPAA-compliant paperless payment processing for doctors, dentists, and clinics; their name frequently appears on patient card statements.
How do I cancel a recurring payment on PayJunction?
Contact the medical or commercial provider that set up the recurring plan to cancel future scheduled charges.
Dispute Rights & Fraud Prevention
If you did not visit a medical clinic or authorize this transaction, report it to your card issuer. Dispute unauthorized charges within 60 days under federal consumer protection laws.
How do I contact PayJunction support?
Call 1-800-601-0230 or visit support.payjunction.com.
Card issuers must complete their formal billing inquiry within two billing cycles (up to 90 days).
Independent reference — not affiliated with PayJunction Inc.. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- PayJunction Terms of Service https://www.payjunction.com
- CFPB: Healthcare Payment & Processor Protections https://www.consumerfinance.gov
Reviewed Aug 15, 2026 · high · About UnknownCharges