The short answer
A charge from SCORESENSE* ONECLICK represents a monthly credit reporting subscription operated by One Technologies, LLC.
Why it shows up like this
The billing descriptor SCORESENSE* ONECLICK on your bank or credit card statement represents a recurring subscription charge from One Technologies, LLC for credit reporting and monitoring services. Specifically, this transaction covers ScoreSense 3-Bureau Credit Monitoring, giving subscribers comprehensive access to credit reports, credit scores, and financial alerts across all three major credit bureaus.
This charge usually appears on your account because an introductory promotional trial, such as a seven-day credit report lookup for one dollar, expired and automatically converted into a full monthly recurring subscription. ScoreSense bills ongoing membership fees automatically every single month until the subscriber explicitly cancels their account through customer service or online profile settings.
To verify this subscription or stop future billings, log into the official ScoreSense customer portal or call their support team directly at their toll-free customer service phone number to cancel your active membership immediately. If you did not sign up for the service or believe you were unfairly enrolled after a trial period, you can contact your financial institution to dispute the charge and block future merchant debits.
Common reasons for this charge
Cardholders frequently encounter this charge after purchasing a low-cost trial period that rolls over into standard monthly fees.
Reviewing past online sign-ups helps clarify how your payment details were registered.
- A $1 seven-day trial for credit score lookup expired and converted to recurring monthly billing.
- An ongoing ScoreSense credit monitoring subscription renewed automatically.
- A user entered card information on an affiliate landing page to check credit scores.
How to locate the invoice and cancel
Canceling requires direct contact with customer support or navigating through your online profile settings.
Always request a confirmation email or reference number once your cancellation is processed.
- Sign in to ScoreSense Go to scoresense.com and log in with your email and password.
- Go to Account Settings Click on Member Profile and view Billing Info.
- Call to Cancel Call ScoreSense customer service at 1-800-972-7204 to request cancellation.
Frequently Asked Questions
Users can review their annual credit reports for unrecognized inquiry entries or billing agreements.
Contacting credit bureaus directly adds an extra layer of account protection.
Why was I charged $29.95 after paying $1?
The $1 promotion is a 7-day trial that automatically converts into a full monthly $29.95 recurring subscription unless canceled before the 7th day.
Can I receive a refund from ScoreSense?
ScoreSense generally considers monthly fees non-refundable, but customer service agents can issue a courtesy refund if you call immediately after billing.
Dispute Rights & Fraud Prevention
If you did not authorize ScoreSense or sign up for a trial, you can dispute the transaction with your card issuer.
Under federal law, consumers have 60 days from statement delivery to dispute unauthorized credit card charges.
How do I dispute a ScoreSense charge?
Call your card issuer's dispute department to report unauthorized trial enrollment and request a permanent credit.
How long does the dispute process take?
Your financial institution has up to 90 days (two complete billing cycles) to conclude the formal investigation.
Independent reference — not affiliated with One Technologies, LLC. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- ScoreSense Terms & Conditions https://www.scoresense.com
- FTC: Free Credit Reports and Trial Offers https://consumer.ftc.gov
Reviewed Aug 15, 2026 · high · About UnknownCharges