Descriptor decoded

What is the STRIPE* IDENTITY KYC charge?

Verified charge
08/01 STRIPE* IDENTITY KYC $15.00

The short answer

A charge from STRIPE* IDENTITY KYC represents developer API verification fees ($1.50 per ID verification) billed to a business using Stripe's identity verification infrastructure.

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Why it shows up like this

When the billing descriptor `STRIPE* IDENTITY KYC` appears on your business bank account or corporate credit card statement, it represents developer API verification fees charged by `Stripe, Inc.` for the `Stripe Identity KYC Verification API`. This technology infrastructure enables online companies to programmatically verify government identity documents, biometric data, and user selfies securely.

Business owners and digital platform operators encounter this recurring charge because their applications utilize Stripe verification tools to prevent fraud, stop malicious actors, and comply with strict Know Your Customer regulations. Fees accrue on a usage basis for every successful identity verification session initiated through the merchant software integration during customer onboarding.

To inspect verification session logs, view itemized invoices, or adjust API settings, sign in to your merchant dashboard on the official developer portal and review the account configuration menu thoroughly. If you do not operate a commercial platform utilizing identity verification tools, contact technical support immediately or report the unauthorized transaction to your bank to protect your business funds. Keeping close track of your monthly statements ensures complete financial security and prevents unexpected surprises from recurring charges.

Common reasons for this charge

  • Usage-based API verification fees accrued from customer onboarding on your app or marketplace.
  • A monthly developer invoice settlement for Stripe Identity verification volume.
  • Stripe verification tests run during application development.

How to locate the invoice and cancel

  1. Sign in to Stripe Dashboard Go to dashboard.stripe.com and log in with your developer account.
  2. review to Identity Go to Identity > Verification Sessions to inspect verification logs and cost breakdowns.
  3. Adjust API Settings Modify verification triggers in your codebase or disable identity verification sessions.

Frequently Asked Questions

Is Stripe Identity a consumer fee?

Stripe Identity is a B2B API developer fee billed to businesses that verify user IDs, not to the individuals uploading their documents.

How is Stripe Identity priced?

Stripe charges $1.50 per successful ID document and selfie match verification.

Dispute Rights & Fraud Prevention

If you do not operate a developer account with Stripe, check whether your card was compromised by an unauthorized merchant.

Dispute unauthorized developer charges under the Fair Credit Billing Act within 60 days.

How do I report an unexpected Stripe developer fee?

Submit an inquiry at support.stripe.com or file a dispute with your card provider.

Card issuers must complete their formal billing inquiry within two billing cycles (up to 90 days).

Part of a family

STRIPE* IDENTITY KYC is one of the STRIPE* payment platform charges lines — see the whole family decoded.

Independent reference — not affiliated with Stripe, Inc.. Billing names and policies change; verify with the merchant or your bank before acting.

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Every claim on this page is checked against official sources — open them to confirm before you call your bank.

Reviewed Aug 15, 2026 · high · About UnknownCharges