The short answer
A transaction for STRIPE* RADAR FRAUD represents machine learning fraud prevention fees ($0.02 to $0.07 per screened transaction) billed to a merchant by Stripe, Inc.
Why it shows up like this
When the billing descriptor `STRIPE* RADAR FRAUD` appears on your business bank account or corporate credit card statement, it represents machine learning security fees charged by `Stripe, Inc.` for `Stripe Radar Machine Learning Fraud Prevention` services. This robust fraud detection infrastructure screens card transactions, blocks suspicious payments, and enforces custom risk rules for e-commerce stores.
Business owners encounter this charge because their online store utilizes advanced Radar for Fraud Teams rules or chargeback protection insurance features. Fees typically accrue on a per-transaction screening basis or as part of a monthly software settlement deducted directly from merchant payout balances on your developer dashboard each month.
To inspect fraud scoring logs, review blocked payments, or adjust your security settings, sign in to your merchant dashboard on the official developer portal and navigate to the Radar settings menu. You can downgrade your risk configuration to standard built-in rules to avoid extra per-transaction fees from posting to your commercial bank account. Keeping close track of your monthly statements ensures complete financial security and prevents unexpected surprises from recurring charges.
Common reasons for this charge
- Monthly transaction screening fees for Radar for Fraud Teams ($0.02/screened charge with custom rules).
- Chargeback protection insurance fees (0.4% per transaction with full dispute reimbursement).
- Monthly settlement deduction for merchant fraud screening tools.
How to locate the invoice and cancel
- Sign in to Stripe Dashboard Go to dashboard.stripe.com and log in with your merchant account.
- review to Radar Go to Radar > Rules to review blocked charges, risk scores, and fee summaries.
- Manage Settings Downgrade from Radar for Fraud Teams to standard built-in Radar in Settings > Radar.
Frequently Asked Questions
Is standard Stripe Radar free?
Basic machine-learning Radar fraud scoring is included in standard Stripe processing fees; only advanced custom rules (Radar for Fraud Teams) incur the extra $0.02/transaction charge.
Is STRIPE* RADAR FRAUD a penalty fee?
It is a SaaS fee for fraud detection software tools, not a chargeback fine or penalty.
Dispute Rights & Fraud Prevention
If you do not operate a Stripe merchant account, your payment card may have been used fraudulently by an external business.
Dispute unauthorized charges with your credit card provider within 60 days under the Fair Credit Billing Act.
How do I report an unexpected Stripe fee?
Contact Stripe merchant support at support.stripe.com and notify your card issuing bank.
How long does a card dispute investigation take?
Card issuers must complete their formal billing inquiry within two billing cycles (up to 90 days).
Part of a family
STRIPE* RADAR FRAUD is one of the STRIPE* payment platform charges lines — see the whole family decoded.
Independent reference — not affiliated with Stripe, Inc.. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- Stripe Radar Pricing & Documentation https://stripe.com
- CFPB: Commercial Payment Technology Protections https://www.consumerfinance.gov
Reviewed Aug 15, 2026 · high · About UnknownCharges