What this variant means
Seen when a Verizon bill payment was authorized by phone instead of by bank login. Otherwise the same ACHMA VISB family — compare against My Verizon payment history.
ACHMA VISB (or ACHMA VISB BILL PYMNT) is the cryptic ACH descriptor Verizon Wireless uses when a bill is paid from a bank account — autopay, a one-time My Verizon payment, or an authorized user's payment. If you're a Verizon customer, this is almost certainly your wireless bill.
Why it shows up like this
When Verizon pulls a payment via ACH or a Visa card, the entry can surface as ACHMA VISB rather than anything containing 'Verizon'. It's a machine identifier from the billing pipeline — statement character limits force an abbreviation that reliably confuses everyone who sees it. Reports of this descriptor go back to at least 2014, and Verizon has never published an official expansion of the code.
Don’t recognize it? You might still
- Nothing in the descriptor hints at Verizon.
- Autopay amounts change with plan changes, device financing, and taxes.
- A household member's or family-plan account may autopay from the shared bank account.
- The common expansion — 'Automated Clearing House Merchant Authorization Visa Bill Payment' — is consensus folklore, not an official Verizon explanation.
What to do, in order
- Match the amount to your wireless bill Compare with your My Verizon payment history — the amount and monthly cadence should line up.
- Check the account's payment method Confirm which bank account or card autopay draws from, including any family-plan lines.
- Contact Verizon if you have no service Verizon billing support can trace which account received the payment (800-922-0204). An ACH pull with no Verizon relationship means a mis-keyed account number or fraud.
- Dispute with your bank if it isn't yours Unauthorized ACH pulls fall under Regulation E — report promptly; banks typically reverse unauthorized ACH within the 60-day window.
Quick questions
Why doesn't it just say Verizon?
Statement entries carry the processor's batch identifier instead of the consumer brand. Unhelpful, but normal — and now you know.
Some sites say this is a Comcast charge. Who's right?
Verizon. The descriptor is widely and consistently reported as a Verizon Wireless bill payment across community reports from 2014 to today. Comcast bills under its own descriptor names — if you see this entry, check Verizon, not Xfinity.
I see ACHIVR VISB BILL PYMNT instead. Same thing?
Yes — it's a variant of the same Verizon billing entry. The difference is thought to reflect the payment channel (some versions were authorized by phone), but Verizon hasn't confirmed the letters.
The original descriptor
This line is a variant of ACHMA VISB BILL PYMNT — read the full entry for confirmation steps, support contacts, and everything else that applies here.
Independent reference — not affiliated with Verizon Communications Inc.. Billing names and policies change; verify with the merchant or your bank before acting.
Reviewed Aug 3, 2026 · high · About ChargeDecoder