The short answer
A charge for LEMONADE* INSURANCE represents a monthly or annual insurance premium for renters, homeowners, car, pet, or term life coverage from Lemonade Insurance Company.
Why it shows up like this
When you notice a transaction listed as LEMONADE* INSURANCE on your bank or credit card statement, it indicates an insurance premium payment made to Lemonade Insurance Company. This digital insurance provider delivers policy coverage for renters, homeowners, automobiles, pets, and term life insurance through its mobile application and online web portal.
This charge typically appears on financial statements because you enrolled in a recurring monthly or annual insurance policy plan. Lemonade bills policyholders automatically on each billing cycle using the debit or credit card saved during initial policy sign-up or updated within the mobile app.
To verify or cancel this policy, open the Lemonade mobile app or sign into your account on lemonade.com to review billing details and active coverage schedules. You can cancel your policy directly through the app settings to stop future recurring charges and receive prorated refunds for unused days. Contact your bank if you suspect unauthorized card activity. Keeping close track of your monthly statements ensures complete financial security and prevents unexpected surprises from recurring charges.
Common reasons for this charge
Explore common situations why digital insurance charges appear on bank statements, from recurring monthly renters premiums to pet health policy renewals.
- A monthly renters, homeowners, or car insurance premium auto-debited on your payment card.
- A pet health insurance or term life policy payment.
- An adjustment to your policy coverage tier or deductible.
How to locate the invoice and cancel
Follow these step-by-step instructions to access the mobile application, review active policy billing details, and terminate coverage.
- Open Lemonade App Launch the Lemonade mobile app or sign in at lemonade.com.
- Review Policy Tap on your active policy card and view Billing Details to see coverage schedules and premium receipts.
- Cancel Policy Tap Cancel Policy in the app settings to stop future recurring charges immediately with prorated refunds.
Frequently Asked Questions
Find answers regarding prorated refunds, landlord insurance notifications, and billing cycles below.
Does Lemonade offer refunds when canceling?
Lemonade offers full prorated refunds for any remaining unused days in the billing period upon cancellation in the app.
What happens to my landlord's proof of insurance if I cancel Lemonade renters?
Lemonade will automatically notify the designated interested party (such as your property management company) that the policy has been terminated.
Dispute Rights & Fraud Prevention
If you did not purchase a Lemonade insurance policy, check with members of your household before initiating a dispute.
Dispute unauthorized transactions under the Fair Credit Billing Act within 60 days of the statement date.
How do I contact Lemonade support?
Email help@lemonade.com or call 1-844-733-8666.
How long does a card dispute take to resolve?
Card issuers must complete their formal billing inquiry within two billing cycles (up to 90 days).
Independent reference — not affiliated with Lemonade Insurance Company. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- Lemonade Policy Terms & Conditions https://www.lemonade.com
- NAIC: Consumer Guide to Home and Renters Insurance https://content.naic.org
Reviewed Aug 15, 2026 · high · About UnknownCharges