Descriptor decoded

What is the LEXINGTON LAW* FIRM charge?

Verified charge
08/01 LEXINGTON LAW* FIRM $119.95

The short answer

A charge from LEXINGTON LAW* FIRM corresponds to recurring legal credit repair representation fees billed by Progrexion Marketing / Lexington Law.

Reviewed high confidence 2 verified sources How we verify

Why it shows up like this

The charge descriptor LEXINGTON LAW* FIRM appears on your credit card or bank statement when you enroll in legal credit repair and dispute representation services provided by Lexington Law and its administrative partner Progrexion Marketing. These charges typically recur on a monthly billing cycle ranging from $79.95 to $139.95 depending on the selected representation tier such as Concord Standard, Premier, or PremierPlus. Because billing often starts automatically following an initial consultation or sign-up via online portals, cardholders frequently spot this line item months later during routine account reviews.

If you recognize signing up for credit bureau challenge services, this monthly fee covers ongoing document analysis, direct communications with credit bureaus like Equifax, Experian, and TransUnion, and legal intervention aimed at removing questionable negative items from your credit reports. However, if you did not authorize legal representation or notice unexpected recurring withdrawals after canceling your service, you should take immediate action. Verify your account status by logging into the official client portal or contacting customer support directly to terminate further monthly retainers.

To stop future billings, you can reach Lexington Law support representatives directly by phone or through your online account dashboard. Federal regulations under the Credit Repair Organizations Act ensure that consumers retain the absolute right to cancel credit repair agreements at any time without facing termination penalties. If support agents fail to process your cancellation request or if unauthorized transactions persist after termination, contact your financial institution immediately to report an unverified recurring transaction and block future vendor debits.

Common reasons for this charge

Recurring monthly subscription fees for professional credit repair representation often appear unexpectedly if trial periods expire or previous enrollments automatically renew.

  • A monthly service fee for ongoing credit dispute representation billed on the client's monthly anniversary.
  • A retainer enrollment for Concord Standard, Premier, or PremierPlus representation.
  • A service restart following an updated credit inquiry.

How to locate the invoice and cancel

Accessing your online account portal or speaking directly with customer support represents the fastest method to inspect billing histories and halt active retainers.

  1. Sign in to Client Portal Go to lexingtonlaw.com and log in to your client account.
  2. Review Representation Agreement Review active retainer details and dispute activity.
  3. Call Support to Terminate Call Lexington Law customer service at 1-800-804-0846 to cancel service.

Frequently Asked Questions

Reviewing frequently asked questions regarding billing cycles and cancellation rights helps clarify how legal retainers operate under consumer protection laws.

Can I cancel Lexington Law at any time?

Yes, under the Credit Repair Organizations Act (CROA), you have the legal right to cancel credit repair agreements without penalty.

Does Lexington Law offer refunds for past months?

Fees are billed for legal work already performed and are generally non-refundable once the billing cycle has passed.

Dispute Rights & Fraud Prevention

If you did not sign a retainer agreement with Lexington Law, contact their legal compliance team and your bank immediately.

Dispute unauthorized charges with your credit card issuer within 60 days under the Fair Credit Billing Act.

How do I dispute an unauthorized Lexington Law charge?

Notify your card issuer to block future charges and file a billing dispute under FCBA guidelines.

How long do dispute investigations take?

Financial institutions must resolve credit card billing disputes within two billing cycles, not to exceed 90 days.

Independent reference — not affiliated with Lexington Law / Progrexion Marketing. Billing names and policies change; verify with the merchant or your bank before acting.

Verified sources

Every claim on this page is checked against official sources — open them to confirm before you call your bank.

Reviewed Aug 15, 2026 · high · About UnknownCharges